Washington Prescription Drug Program (WPDP) / ArrayRx Discount Card
Washington State Health Care Authority (HCA)
The Washington Prescription Drug Program is run by the state Health Care Authority. It advises state agencies that buy prescription drugs for Washington residents, and through a partnership called ArrayRx Solutions, it also offers the ArrayRx Discount Card free to everyone in Washington. The card gives you discounts on FDA-approved prescription drugs and over-the-counter medications at a large network of pharmacies, plus two mail-order options, Postal Prescription Services and Costco. It is meant for people who have no drug coverage, limited or high-deductible coverage, a gap between insurance plans, or a plan that does not cover certain drugs or vaccines. People on Medicare without a Part D drug plan can use the card. You cannot combine it with insurance, Medicaid, or Medicare drug benefits, and you cannot use it to pay insurance copays. ArrayRx also serves residents of Oregon, Nevada, Connecticut, and Arizona.
Who qualifies
What it covers
Cost
How to apply
How to apply
Enroll at arrayrxcard.com
There is no eligibility test and no review. You fill in a short form and the digital card works immediately.
Instant. The card is issued as soon as you enroll, with no review or waiting period.
Worth knowing
There is no income test, no age test, and no insurance requirement. Every Washington resident qualifies. People skip this one because they assume any drug benefit must be income-tested.
This is a cash discount, not insurance. You cannot combine it with insurance, Medicaid, or Medicare on the same prescription, and what you spend does not count toward a deductible or out-of-pocket maximum. At the counter, use whichever is cheaper.
It fits best if you have no Part D plan, are between plans, have a high deductible, or need a drug your plan does not cover.
The cardholder name and date of birth must match the prescription at the pharmacy.
Every family member needs their own enrollment. The card is issued per person, so signing up does not cover a spouse or a parent.
See your next step, the documents you will need, and how to apply. Save it to your account to track your progress.
Where to go from here
VA Aid and Attendance and Housebound benefits
$2,424 to $2,874/moVA Aid and Attendance (A&A) and Housebound benefits are monthly payments added to a qualifying veteran's or survivor's VA pension. You cannot get both at the same time. Aid and Attendance is for those who need another person's help with daily activities, are bedridden, are in a nursing home because of a disability, or have severely limited eyesight. Housebound is for those who spend most of their time at home because of a permanent disability.
Last checked Jun 1, 2026
VA Survivors Pension
$975 to $1,558/moVA Survivors Pension offers monthly tax-free payments to qualified unmarried surviving spouses and unmarried dependent children of wartime veterans, subject to income and net worth limits set by Congress. May be supplemented by Aid and Attendance or Housebound benefits if the survivor needs help with daily activities or is housebound.
Last checked Jun 1, 2026
Elderly Simplified Application Project (ESAP)
$50 to $546/moESAP is a simpler way to get Basic Food for households where every member is 60 or older or an adult with a disability and no one has earned income. It is not a separate benefit. Your Basic Food amount is the same, but two things change. First, you are approved for 36 months instead of 12. Second, you do not have to do a renewal interview or the usual mid-period check-ins during that time. ESAP is decided only when you first apply and when you renew. A household already on Basic Food cannot switch into ESAP in the middle of a certification period. Reporting is lighter too: you only have to report if your household income goes over 130% of the federal poverty level or if you have large gambling or lottery winnings. If your household stops qualifying for ESAP during the period, for example a member who is not elderly or disabled moves in, or someone starts earning wages, you keep Basic Food for the rest of the 36 months but go back to the regular check-ins. The state's benefit system sets the ESAP status automatically.
Last checked Jun 17, 2026
Medicare Part D Extra Help (Low-Income Subsidy)
$5,700/yrExtra Help, also called the Part D Low-Income Subsidy, lowers what a Medicare beneficiary pays for prescription drug coverage. It can cover the Part D premium, the deductible, and the per-prescription copays, and it removes the Part D late-enrollment penalty and opens a special enrollment window to change plans. Recent federal changes folded the old partial subsidy into the full subsidy, so most people who qualify now receive the full benefit. People already enrolled in Medicaid, Supplemental Security Income, or a Medicare Savings Program are deemed automatically eligible and do not need to file a separate Extra Help application.
Last checked Jun 1, 2026
Not sure this one fits your situation? Your local Area Agency on Aging can check what you qualify for and point you to the right programs, for free. No one will sell your information, and no one will cold-call you.
Source www.hca.wa.gov/free-or-low-cost-health-care/get-help-paying-prescriptions
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