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Health insurance counseling · state

Statewide Health Insurance Benefits Advisors (SHIBA)

WA Office of the Insurance Commissioner

SHIBA is Washington's State Health Insurance Assistance Program (federal SHIP designation). Trained volunteers provide free, unbiased, confidential one-on-one help with Medicare: understanding Parts A/B/C/D, comparing Medicare Advantage and Medigap (Medicare Supplement) plans, navigating Open Enrollment, choosing prescription drug plans, and applying for Medicare Savings Programs and Extra Help (Low-Income Subsidy). SHIBA does not sell insurance.

Who qualifies

Anyone with Medicare or approaching Medicare eligibility in Washington State, plus their family members and caregivers.

What it covers

One-on-one Medicare counseling, plan comparison, enrollment help, appeals support, fraud reporting, help applying for Extra Help / MSPs.

Cost

Free statewide. Funded by federal ACL grant + state appropriation.

How to apply

Call the Insurance Consumer Hotline and ask to be connected with your local SHIBA office, or use the local-office locator on the SHIBA website.

Where to get this in Washington

16 organizations deliver this program. Coverage varies, so check the area each one serves.

Source www.insurance.wa.gov/statewide-health-insurance-benefits-advisors-shiba